TERMS OF USE

Effective Date: August 15, 2019.


This website is owned and operated by Kevin Lyles. These Terms of Use set forth the terms and conditions under which you may use our website and services as offered by us. This website offers visitors retirement planning and coaching services. By accessing or using the website of our service, you agree that you have read, understood, and agree to be bound by these Terms of Use.


In order to use our website and/or receive our services, you must be at least 21years of age, or of the legal age of majority in your jurisdiction, and possess the legal authority, right and freedom to enter into these Terms of Use as a binding agreement.  This website is to be used only by residents of the United States.  You are not allowed to use this website and/or receive services if doing so is prohibited in your country or under any law or regulation applicable to you. 


We may, without prior notice, change the services; stop providing the services or any features of the services we offer; or create limits for the services. We may permanently or temporarily terminate or suspend access to the services without notice and liability for any reason, or for no reason.


This website and our services, and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music and all Intellectual Property Rights related thereto, are the exclusive property of, or are licensed to, Kevin Lyles. Except as explicitly provided herein, nothing in these Terms of Use shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works thereof.


You recognize and agree that by uploading any content (including, but not limited to designs, images, animations, videos, audio files, fonts, logos, illustrations, compositions, artworks, interfaces, text and literary works) through any means to the website, you confirm that you own all the relevant rights or received the appropriate license to upload/transfer/send the content. You agree and consent that the uploaded/transferred content may be publicly displayed at the website.


We may permanently or temporarily terminate or suspend your access to the website or our services without notice and liability for any reason, including if in our sole determination you violate any provision of these Terms of Use or any applicable law or regulations. You may discontinue use and request to cancel your account and/or any services at any time.


You agree to indemnify and hold Kevin Lyles harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against him by any third party due to, or arising out of, or in connection with your use of the website or any of the services offered on the website.


To the maximum extent permitted by applicable law, in no event shall Kevin Lyles be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the website or any services.


To the maximum extent permitted by applicable law, Kevin Lyles assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our website or the services; and (iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein.


We reserve the right to modify these Terms of Use from time to time at our sole discretion. Therefore, you should review these pages periodically. When we change the Terms of Use in a material manner, we will notify you that material changes have been made to the Terms of Use. Your continued use of the website or our services after any such change constitutes your acceptance of the new Terms of Use. If you do not agree to any of these terms or any future version of the Terms of Use, do not use or access (or continue to access) the website or the services.


You agree to receive from time to time promotional messages and materials from us, by mail, email or any other contact form you may provide us with (including your phone number for calls or text messages). If you don't want to receive such promotional materials or notices – please just notify us at any time. 


These Terms of Use, the rights and remedies provided hereunder, and any and all claims and disputes related hereto and/or to the services, shall be governed by, construed under and enforced in all respects solely and exclusively in accordance with the internal substantive laws of Florida, without respect to its conflict of laws principles. Any and all such claims and disputes shall be brought in, and you hereby consent to them being decided exclusively by a court of competent jurisdiction located in Fort Myers, Florida. The application of the United Nations Convention of Contracts for the International Sale of Goods is hereby expressly excluded.